Our Services

 

We serve individuals and businesses in all areas of financial management, including:

  • Retirement planning

 Making the most of your employer-sponsored retirement plans and IRAs. Determining how much you need to retire           comfortably. Managing assets before and during retirement. The Federal government grants tax advantages to accounts that are set aside for retirement purposes. We'll help you capitalize on those incentives. Traditional IRA, Roth IRA, SEP IRA, Retirement Account Distribution Options, 401(k), 403(b), Simple IRA, Profit Sharing, 457, Deferred Compensation, Federal TSP, State TERI plans

  • Estate Planning

    Helping with strategies to preserve your estate for your intended heirs. Potententially reducing exposure to estate taxes and probate costs. Coordinating with tax and legal advisors. Charitable Trusts, Irrevocable Trusts, Irrevocable Life Insurance Trusts 


     
  • Insurance Planning

    Reviewing existing insurance policies. Recommending policy changes when appropriate. Finding the best policy for your situation. Life Insurance, Disability Insurance, Long Term Care Insurance, Group Insurance, Hybrid Life & LTC


     
  • Education funding

    Recommending investment and accumulation strategies to help you pay for your children's education. Simialar to IRA's, accounts set up for future college and education expenses receive preferential tax treatment from IRS. 529 plans, Coverdell Savings Accounts, UGMA's, UTMA's

     
  • Investment Planning

    Determining your asset allocation needs. Helping you understand your risk tolerance. Recommending appropriate investment vehicles to help you reach your goals. With our industry leading research and analysis tools, we'll develop a portfolio that fits your investment objectives. Stocks, Bonds, Mutual Funds, ETFs, UITs, Advisory Accounts

     
  • Employee and executive benefits

    Helping your business attract and retain qualified employees through benefit packages. We help businesses with cash management, key person insurance, retirement plans and group insurance. 401(k)'s, Medical Bridge Plans, Group Long-Term Disability, Group Life Insurance